Workers' Compensation Benefits
Workers’ have a right to pursue their claim with the Bureau of Workers’ Compensation. The benefits for an injured worker may include lost wages, medical bills, wage loss replacement, and money for loss of any limbs. These are just a few of the benefits which may be available to injured workers.
Types of Workers’ Compensation Benefits
- Temporary total disability (TTD) - This is paid to an injured worker who is totally disabled for a short period of time to replace lost wages. It is generally the initial award of compensation paid to make up for lost wages.
- Permanent Partial Disability (PPD) - This is compensation for a percentage of permanent damage (residual damage) as the result of your injury or illness. Physical and psychiatric conditions can count as a permanent impairment.
- Permanent total disability (PTD) - These benefits are payable for life if your injury or illness prevents you from returning to any work.
- Disabled workers’ relief fund (DWRF) - This is a supplemental fund that provides a cost-of-living adjustment for injured workers who receive permanent total disability payments.
- Facial disfigurement award - This is an award for injured workers who suffer visible face or head damage.
- Scheduled loss - This compensation is paid to an injured worker who suffers an amputation, loss of use of a limb, or loss of vision or hearing.
- Wage loss (WL) – You may receive this benefit if you experience wage loss due to work restrictions.
- Working wage loss (WWL) - This compensation is payable when you return to your job if you experience wage loss due to different job duties or fewer hours.
- Nonworking wage loss (NWWL) - This compensation is paid if you are unable to secure employment with your physical restrictions.
- Living maintenance wage loss (LMWL) – This compensation may be payable if you continue to have physical restrictions after rehabilitation.
- Living maintenance (LM) -You may receive this benefit while you are participating in a rehabilitation plan.
- Lump-sum settlement (LSS) - If all parties agree, then a claim may be settled for a lump-sum benefit.
- Lump-sum advancement (LSA) - This is a prepayment of future compensation.